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reports against 4107405560
The majority indicated that it is a SMS

Who called from 4107405560

1
melissa
got a email from these people saying they filed a lawsuit for a old online loan I haven't paid off .. say they are nacm (national association of credit management ) are these people real ??
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2
Sounds like this group:  http://www.nacm.org/

National Association
of Credit Management
8840 Columbia 100 Pkwy.
Columbia, MD 21045
Phone: 410-740-5560
Fax: 410-740-5574

If they have filed a lawsuit then they must serve you with process by someone licensed to serve process in your state.   Did you ever receive anything in writing on this debt from these people?  If not, there's a chance this is just a scam call.

Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  DIME  until the debt is validated.

Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.

If they are bothering you,

Report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general

If they continue to bother you, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them.
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(410) 740-5560  +1 410-740-5560  4107405560  +14107405560