These people called me and claimed that there was a lawsuit against me. They claimed that I was approved for a loan that I never received. What a scam!! I said that he was a liar and that it was a scam! He told me that I was a scam and then said my family was a scam, he then called me a bi***. What a loser!! Glad I changed my bank account!!
Debt is civil, not criminal, so no, you are NOT going to be arrested. If you're worried about losing your job, please do print up this forum thread and give a copy to your HR dept and/or manager. You cannot be fired for being the victim of harassment by scammers!
For more info on this type of scam, please see:
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
Extortion Scam Related to Delinquent Payday Loans
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
****************************
Also read up on the laws and your rights:
I received a call from this person ..
Oriental sounding and very difficult to understand saying I was going to be arrested due to non paymt on a loan. He was very nasty about it also ( which got my red headed Irish up)... He could not even tell me what "loan" he was talking about.... He knew where worked too. After finding out this is a scam...I called them back with a few choice words .....and then he had the audacity to ask how much I charged for the night!!!!! SCUM BAG SCAMMERS!!!!!!!!!
These people called me and claimed that there was a lawsuit against me. They claimed that I was approved for a loan that I never received. What a scam!! I said that he was a liar and that it was a scam! He told me that I was a scam and then said my family was a scam, he then called me a bi***. What a loser!! Glad I changed my bank account!!