Yet another front number for the Payday Loan Collection Scam.
"This call is for [someone who left more than 7 years ago]." Red flag #1!
"This is xxxx from the Process & Summons Division...you are forfeiting your right to settle this out of court... you need to call us and give us your current address and contact info or [we're going to hound HR for that info and serve you with papers at work]..this is our third and final attempt...good luck in court."
Several robocalls have come in to the company switchboard that are all just slightly different from one another. They all come from new numbers, but the recordings and info are virtually the same. These criminals must change numbers every few days.
DON'T BE A VICTIM!
First of all, don't call these people back. Never give info, never discuss any supposed "debts" they try to threaten you with. Always, even if you think there might be a tiny shred of truth to their claim, say "I do not believe this is a valid debt." Keep saying "not a valid debt". Demand written verification of an alleged debt. When they refuse to give you their company name and mailing address, be assured that they are criminals trying to steal your money rather than legitimate debt collectors. Any claims that they sent documentation, or attempts to "email" documentation should be seen for the lies they are. Until you have paper in your hand, and have checked your state's web site to see if they are licensed to operate in your state, don't respond to their extortion. Also check for statutes of limitation. Know your rights and don't let thieves take your money.
New Twists to Telephone Collection Scam Related to Delinquent Payday Loans
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
Washington, D.C. February 21, 2012 FBI National Press Office (202) 324-3691
The Internet Crime Complaint Center (IC3) continues to receive complaints from victims of payday loan telephone collection scams. As previously reported in December 2010, the typical payday loan scam involves a caller who claims the victim is delinquent on a payday loan and must make payment to avoid legal consequences.
Callers pose as representatives of the FBI, “Federal Legislative Department,” various law firms, or other legitimate-sounding agencies and claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, or other Internet check-cashing services. The fraudsters relentlessly call the victim’s home, cell phone, and place of employment in attempts to obtain payment. The callers refuse to provide information regarding the alleged payday loan or any documentation and become verbally abusive when questioned.
The IC3 has observed variations of this scam in which the caller tells the victim that there are outstanding warrants for the victim’s arrest. The caller claims that the basis of the warrants is non-payment of the underlying loan and/or hacking. If it’s the latter, the caller tells the victim that he or she is wanted for hacking into a business’ computer system to steal customer information. The caller will then demand payment via debit/credit card; in other cases, the caller further instructs victims to obtain a prepaid card to cover the payment.
The high-pressure collection tactics used by the fraudsters have also evolved. In one recent complaint, a person posed as a process server and appeared at the victim’s job. In another instance, a phony process server came to a victim’s home. In both cases, after claiming to be serving a court summons, the alleged process server said the victim could avoid going to court if he or she provided a debit card number for repayment of the loan.
If you are contacted by someone who is trying to collect a debt that you do not owe, you should:
Contact your local law enforcement agencies if you feel you are in immediate danger;
Contact your bank(s) and credit card companies;
Contact the three major credit bureaus and request an alert be put on your file;
If you have received a legitimate loan and want to verify that you do not have any outstanding obligation, contact the loan company directly;
File a complaint at www.IC3.gov.
http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.
If you receive these calls, do not follow the caller’s instructions. Rather, you should:
Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:
Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements.
Yet another front number for the Payday Loan Collection Scam.
"This call is for [someone who left more than 7 years ago]." Red flag #1!
"This is xxxx from the Process & Summons Division...you are forfeiting your right to settle this out of court... you need to call us and give us your current address and contact info or [we're going to hound HR for that info and serve you with papers at work]..this is our third and final attempt...good luck in court."
Several robocalls have come in to the company switchboard that are all just slightly different from one another. They all come from new numbers, but the recordings and info are virtually the same. These criminals must change numbers every few days.
DON'T BE A VICTIM!
First of all, don't call these people back. Never give info, never discuss any supposed "debts" they try to threaten you with. Always, even if you think there might be a tiny shred of truth to their claim, say "I do not believe this is a valid debt." Keep saying "not a valid debt". Demand written verification of an alleged debt. When they refuse to give you their company name and mailing address, be assured that they are criminals trying to steal your money rather than legitimate debt collectors. Any claims that they sent documentation, or attempts to "email" documentation should be seen for the lies they are. Until you have paper in your hand, and have checked your state's web site to see if they are licensed to operate in your state, don't respond to their extortion. Also check for statutes of limitation. Know your rights and don't let thieves take your money.
New Twists to Telephone Collection Scam Related to Delinquent Payday Loans
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
Washington, D.C. February 21, 2012 FBI National Press Office (202) 324-3691
The Internet Crime Complaint Center (IC3) continues to receive complaints from victims of payday loan telephone collection scams. As previously reported in December 2010, the typical payday loan scam involves a caller who claims the victim is delinquent on a payday loan and must make payment to avoid legal consequences.
Callers pose as representatives of the FBI, “Federal Legislative Department,” various law firms, or other legitimate-sounding agencies and claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, or other Internet check-cashing services. The fraudsters relentlessly call the victim’s home, cell phone, and place of employment in attempts to obtain payment. The callers refuse to provide information regarding the alleged payday loan or any documentation and become verbally abusive when questioned.
The IC3 has observed variations of this scam in which the caller tells the victim that there are outstanding warrants for the victim’s arrest. The caller claims that the basis of the warrants is non-payment of the underlying loan and/or hacking. If it’s the latter, the caller tells the victim that he or she is wanted for hacking into a business’ computer system to steal customer information. The caller will then demand payment via debit/credit card; in other cases, the caller further instructs victims to obtain a prepaid card to cover the payment.
The high-pressure collection tactics used by the fraudsters have also evolved. In one recent complaint, a person posed as a process server and appeared at the victim’s job. In another instance, a phony process server came to a victim’s home. In both cases, after claiming to be serving a court summons, the alleged process server said the victim could avoid going to court if he or she provided a debit card number for repayment of the loan.
If you are contacted by someone who is trying to collect a debt that you do not owe, you should:
Contact your local law enforcement agencies if you feel you are in immediate danger;
Contact your bank(s) and credit card companies;
Contact the three major credit bureaus and request an alert be put on your file;
If you have received a legitimate loan and want to verify that you do not have any outstanding obligation, contact the loan company directly;
File a complaint at www.IC3.gov.
http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.
If you receive these calls, do not follow the caller’s instructions. Rather, you should:
Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:
Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements.
I rec'd a call also about an hour ago from this number BOTH on my cell and house number. Called ID indicated wireless number. Why is this happening? This is the 5th different number used from these people
I have blocked the other number on cell and then again another number.. First 3 weeks it was for a person that wasn't me. Now they are calling using my maiden name which I haven't used in years.
I had a thorough back ground investigation done on me Dec 2012 to Jan 13. No fraud activity here .
I seen this site after having them call me and threaten me with court. My husband is now on the phone trying to harass them but they keep putting him on hold.
I received a call today from these people you answer and it is a recording saying they have called 3 times, they are going to serve me at work and see you in court. PLEASE who are these people and I have no idea what they are harassing me for. This has got to stop....when you answer it is a recording and they will not answer when you call them back.