Here is the first reason it is a scam. Case numbers have the year (2014) Then there are letters to determine what type of case (DR-Divorce, PR-Probate, etc.) and the last numbers will be how many before you so you file for divorce in 2014 and 877 people filed before you, your case number would be 2014 DR 888. It's funny how their case numbers don't read like this and I've been getting these calls for two months (from multiple numbers) and they all say I have 48 hours to settle or they will take me to court. Funny that two months have approximately 1460 hours and I have far exceeded their 48 hour deadline. IGNORE THEM.
Left a prerecorded message on my voicemail saying I have 40 hours to contact them. You can't up and threaten someone about a debt someone has NO CLUE about. It's against the law to threaten someone over the phone and use intimidating practices. Last year, I was contacted from a Georgia phone number claiming I owed a loan that was deposited into my bank account at such and such date and year. I contacted my bank because I WAS SURE I did not get a loan and they found NO RECORD of such activity & told me to get all of their information and report them to the police. By following their "chain of phone numbers" to obtain their information, I was accidentally contacted by someone in Jamaica! When confronted & when I demanded their company name, address & legit phone number - they told me their system was hacked into & hung up on me. Good call guys - literally!!!! Do not even answer to these people. Warn your employer that these people will call (yes, they might & will) & contact the attorney general & police department in your state. oh, and put a red flag on your credit report or get identity theft protection & protection companies involved JUST IN CASE. And if they have bothered you once - someone else will bother you again because you are probably on a scammers list. What is STRANGE to me, is I just filed my taxes - completed paying off $11,500 and am getting a nice return this year, electronically. Good luck to them trying to get their hands on it :) LOSERS!!!
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
•If you owe federal taxes, or think you might owe taxes, hang up and call the IRS at 800-829-1040. IRS workers can help you with your payment questions.
•If you don’t owe taxes, call and report the incident to the Treasury Inspector General for Tax Administration at 800-366-4484.
•You can also file a complaint with the Federal Trade Commission at FTC.gov. Add "IRS Telephone Scam" to the comments in your complaint.
Just received a call from this number, but did not answer. They did leave a message about possible litigation. It was a recording from John Spencer of Arbitration Resolution. I have 48 hours to resolve this issue. Failure to reply will result in the complaint being finalized in the county of my residence. They even had a case number... I blocked this number and will not be calling them back.
Got a call from 415-230-2508 today. Said his name was John Spencer. Left a lengthy message about possible arbitration, just like many others have reported. This is all a huge scam/fraud. They left a case number and a number to call back. This is outrageous and false. They also said we'd have 40 hours to respond before complaints would be filed in our county. Whatever, chumps!