My call did not come from 415-259-5028. It came from 951-468-5357. A woman with a strong east India dilect called first telling me criminal charges are being filed on me and I need to call atty. Damon Marshall right a way. I called this man who was very rude and yelled at me telling me I had to wire him $645 before noon or he was calling the police to have me picked up and put in jail. I was so upset. After thinking about it after he hung up, I realized that I had never taken out a payday loan with the company he mentioned. I called him back to get more info.  He got very nasty and told me police are on the way. I kept trying to get loan numbers and when loan was taken out.  He could not give me any info.  The scary thing about this situation is he had a lot of my personal info, even my mothers maiden name. Where are they getting this information from? When someone tells you they will take your wages or ss from you, it really lets you think about how busy these crooks are trying to destroy peoples lives.  The law and the government need to get busy and stop them.