Received a call stating I was approved for $1000 - $5000 I choose the amount I would like to borrow. I'm like what? Then he says yes you just have to verify your information and make an upfront payment. I hung up. It is definitely a scam!
No information is given at the store. you buy a greendot credit card at any grocery as you would any random item. take it home, open it up, then you have to call greendot customer service and register your greendot card. because of the patriot act, it has to be registered with ssn, dob, name etc, and as i said before if you try to use incorrect identity info it will NOT register you until correct identity info is provided. however, when you buy the moneypaks, no information is given to the cashier. greendot loads thr "anonymous" moneypak onto the card under the account of the greendot credit card holder, who has already given a ton of info. unfortunately in the case of scammers, they use stolen ID info to register their greendot credit cards.
btw, Sir Bedevere, greendot is a useful tool to send money to family once or twice, but if you do it often problems will arise. i was buying moneypaks here in ohio and my mom was loading them onto her card in california with no issue for a little while. my mom didnt have a place to live and i was trying to help her from across the country. Then all of a sudden, last christmas eve when i gave her the moneypak# to load it and she called in to do it - she found out that her card had been *cancelled*, her account shut down, and they told her that specifically, she would not be able to register a greendot credit card anytime ever again. i dont know what exactly caused them to do it, but im pretty sure it was *me* buying moneypaks for ger to use and her loading the card way back home. she was honest, figuring it was completely legal for her DAUGHTER to buy a reload card anywhere to help her out, but they said that ONLY the cardholder is allowed to buy their owb moneypaks. it is against their policies to buy a moneypak even for an immediate fanily memvers account. it left my mom stuck on the streets on christmas as they cancelled her card and she couldnt use it, and they had to send ME a refund check for the moneypak i purchased. . theur custoner service are all overseas- and they barely answer valid questions, and they are heavy on courtesy and low on solutions
A man with an accent called me asking for information relating to my loan application. He knew my full name. I said I hadn't applied for a loan and he said " then how do I have your information?". I said I didn't know how they got it and asked them to delete it from their system. Then he hung up on me.
Same accent, same company, sounding like First Financial. Left a message saying that they have reviewed my loan application (I haven't prepared any loan applications) and wanted to verify information. Clearly this is a scam and please beware. Since people have been defrauded already, It's crazy that they are still using the same number and continuing. Let's hope they get shut down soon. BEWARE.