got a call from this #, said I was approved for a loan I applied for on line last night
funny I never applied on line for a loan (who in their right mind would do that on line)
not to mention I was in ER 46 hours, before and after that time frame.
Yes, I just sent them $180 even though I knew better. I was just so desparate. I got the whole speel about the credit bureau and FDIC and then she had the nerve to ask for $480 more. I guess she thought she found a dumb, which is what I am feeling right now. Has anybody been able to get their money back?? I don't see how they stay in business!
Thumb rule: Never pay money up-front to receive money. Most of these loan company are operating illegally. By this I mean, they very well may be a legit loan company yet they're not allowed to do business in California.
Change your bank accounts NOW! There's no penalty to do so and it takes no time at all. Chances are these loan companies that keep calling you already have your info including SS numbers. These so called "heavy accented" people (from over sees) need not abby by our laws. Theres not much you can do to keep them from calling but to go after company they represent if you can get that info from them.
These people / companies are hunting their pray. They'll strike when you least accept it.