Same experience! I have been freaking out for the past 2 days. They said they were in California. HEAVY Indian accents. I could not understand what was being said, even through 3 different representatives. When I told them I was going to fight it, as I had no records of this so called "defaulted internet loan", they also hung up. Actually, the line just went dead. The number was (858)384-9663. What should I do next?
report this to the FTC at www.ftc.gov, also to your state's attorney General. Also notify the 3 credit bureaus,they'll put a fraud alert on your credit report. By the way, the Bettter business bureau issued an alert about phony debt collectors. This is definitely a scam; you cannot be arrested for an unpaid payday loan,it would go to collections and they'd have notified you immediately if this debt were legit; they cannot refuse to send you anything in writing, which they are required by law to do within 5 days of a call.
I think they hacked a payday loan website or something and that's how they got people's info.