I received a phone call not once byt 10 times in a row. These people told me that they would come and get me then proceeded to talk very nasty to me and in detail said what they would do to me if I did not send them money. They even had me social security number and said that I owed them a payday loan. I never took out a payday loan.
Today I received an e-mail from a Andrew Hobart threating the same thing.
I received a call from someone who identified himself as Officer Jon Veit. He went through the same story as I've heard several times in the past about me owing a payday loan and there was legal action against my name - which there is not. Then said I needed to call back immediately or he would be helpless to watch as the events unfolded before me. I've alerted the police on numerous occasions, filed reports, and still this garbage continues. I checked my credit report and thankfully there is nothing strange on there. I can block them from my personal phone, but now they called me at work. When I told them I knew it was a scam and to stop calling, they called back 6 times and I forwarded them to my voice mail each time. So tired of these idiots calling me and just when I think they're done, they start up again.
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
I received the same call from a man identifying himself as an Officer saying he worked for the back office of some place. I could not understand him They have called my work too.