some idiot calls me and tells me that a vehicle I leased in 2010 is still owing, lol, I've never leased a vehicle, and I arrived in Canada in 2014! It never ends from the scam artists
Collections. Scare tactics at its finest. Know your rights and laugh at these f'ing idiots when they call you. They'll tell you that they've got this, and they've got that on you. Fact is they got [***] on you or they would have done something already. You have options that render them commission-less and they want their end of your debt. That's all they are chasing. Educate yourself before every yeilding to the demands of someone who sounds smarter then they are. Pay yourself first. Debt is manageable. Do whatever is best for you and not company's like these who are the lower end of the moral food chain. Scum!