Here here!! Put it this way...the banks and the collectors are in the business of making money. They will threaten you in any way they can to try to convince you that it's in YOUR best interest to pay or settle. The truth is that if you don't have any assets of value for them to take, then it's a waste of their time and money to pursue legal matters with you. Therefore, just sit tight and avoid or block their calls. Don't feel bad about it either. They're in business just like everybody else, and all businesses have risk of default on payments. Just think of the billions they rake in every year, and how they do it, and i'm betting you won't feel so bad anymore.
this number is a scam belonging to scan artists. do not ever answer this number as you will be faced with nasty people who are tough acting and extremely rude, though they're probably little [***] in person
never ever answer for these people or else you'll have a bad day.
it's a scam don't trust this number it's CIBC and they want to hassle you. it is CIBC 100% they use this number to trick people into answering their phones and they want to hound you for a missed payment, or because you were five minutes late. they are the scum of the earth!!!!!!!! rot in hell!!!!!!!!1
just don't answer if you're late in a payment or can't make a payment you don't need to deal with these people. if you're that poor that you're missing payments then there's nothing they can do to you and you don't need the added stress of dealing with people like this. obviously if you're missing a payment you have NO money to pay them with. if you answer you'll get this "i have no money" "well you need to make a payment" "well I have only 20 dollars for food" "well too bad send us the 20 dollars"