same here: "Just called a minute ago, and no one said anything....hung up. so annoying!!" I've gotten used to getting collection calls and I don't answer if I don't know who it is, EVER., just check the caller ID. If they'd leave a damn message maybe I'd call them back and work something else out, but usually they just get [***] with you on the phone so why bother. I am paying on my debt.. I OWE LESS THAN 200.00 ON 3 check-cashing places THAT IS IT... I can't believe these people PAY SOMEONE TO CALL DAILY for that little bit of money. I pay 5.00 per month and each thing and have never missed a payment in a year or more. There's really nothing they can do, and they can't do anything legally if you are paying on it without missing....so what a waste of their time and money!