I guess you are just another ignorant, uneducated company shill. But you did provide a service here today. You see this criminal enterprise would have gone unnoticed, but thanks to you we were able to bring it up on the radar. We were able to see that it has a D- rating with the BBB. We were able to find it's true business name and to post that information along with the fact that it seems to be getting sued a few times for violating the law. All this is now out in the open because of you, so for once in your miserable life you have done one good thing.
I guess you are just another ignorant, uneducated company shill. But you did provide a service here today. You see this criminal enterprise would have gone unnoticed, but thanks to you we were able to bring it up on the radar. We were able to see that it has a D- rating with the BBB. We were able to find it's true business name and to post that information along with the fact that it seems to be getting sued a few times for violating the law. All this is now out in the open because of you, so for once in your miserable life you have done one good thing.
Web site lists them in Tennessee: http://cbcollects.com/contact.aspx
BBB gives them a D- with 15 complaints: http://www.bbb.org/knoxville/business-reviews ... ort-tn-90002087
Tennessee Dept. of State info:
No records found for CBC Collections.
Name: Mar-Joe Enterprises, LLC
Status: Active Initial Filing Date: 04/04/2012
Formed in: TENNESSEE Delayed Effective Date:
Fiscal Year Close: December AR Due Date: 04/01/2017
Term of Duration: Perpetual Inactive Date:
Principal Office: 2016 HIGHWAY 75 STE 6
BLOUNTVILLE, TN 37617-5856 USA
Mailing Address: MARC CARTER
PO BOX 5067
KINGSPORT, TN 37663-0067 USA
AR Exempt: No Obligated Member Entity: No
Managed By: Member Managed Number of Members: 2
Registered Agent
Other complaints:
http://www.ripoffreport.com/r/CBC-Collections/Columbus-Ohio/CBC-Collections-ripoff-paid-debt-owed-completely-off-will-not-show-satisfied-Columbus-Ohio-177714
Looks like they have been sued:
https://dockets.justia.com/docket/tennessee/tnedce/2:2013cv00058/66929
http://www.law360.com/cases/52bc4b4c68f52d2a9e000001
http://www.law360.com/cases/5148d97cf900026868000001
https://dockets.justia.com/docket/missouri/moedce/4:2014cv00509/132779
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
I don't think it was safe to assume what claims Northfork had or lacked two years prior. While TCPA claims do tend to arise from non-debtors with mobile phones, the continued pestering of the wrong person can also violate the FDCPA, clearly so when the called party has made clear that the debt collector has reached a dead end in its supposed skip tracing.
I missed a call on my cell. Called them back. A very persistent and rather rude woman with a slight (I am guessing) Caribbean accent says she has a "real problem there with something" and needs to confirm my address before she can continue.
I asked her specifically again what CBC stood for and she refused, just stated CBC. I said that I would rather them mail me something which I said that I would reply to if it was indeed valid.
She repeated that she needed the info. I did not provide it. Hung up and blocked that number. To my knowledge they have not tried the house phone which seems logical. THIS IS A SCAM!!!!