This company is a fraud company using illegal collections practice....Warning do not give them ant information and notify your state attorney general......
they scammed my best friend c adkins for over 1200.00 the man calls from California but made her pay Allstate Holding group in Florida. my friend had to pay 4 payments in july and august when whe was alrady going through hard times... SHE IS GETTING HER MONEY BACK !
This is what happens when people do not know the law and their rights. Not sure how she is going to get her money back from these criminals unless it was paid through the bank and they are willing to follow through on a dispute.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
this person name is Erica Means call my parents that live in another state, that this call pertain to a criminal matter than they called my son stating the same thing then when I called a lady by the name of Erica Means answered, she needed to verify my ss# which I would not verify for then she stated they would see me in court
The same number above called my daddy. My daddy came by my house and played the recording that this so called Erica Means left. I then called the number back. The voice mail states another name but not only that she cussed clear as day on her voice mail. Lmao because they really will sale you bunch of crap as though you are facing jail time about a debt that is actually a civil matter. Always do your research before giving any financial information via anything.