If our agent called and you and the line disconnected before you were able to speak with her I apologize. Please do call back. If your name and number is in our files it is important that we speak with you. In the event that you are not the individual we are trying to contact we would like to verify and notate the file so we do not waste any more of your valuable time or ours.
If our agent called and you and the line disconnected before you were able to speak with her I apologize. Please do call back. If your name and number is in our files it is important that we speak with you. In the event that you are not the individual we are trying to contact we would like to verify and notate the file so we do not waste any more of your valuable time or ours.
You are obviously a debt collector. Stop calling everybody with the last name of the person you're looking for. Do your homework. It is not my job nor anyone else' to whittle down your possible list for you. I don;'t have to help you. Because I have a common last name, I receive upwards of 20 debt collector calls a month!!! NONE OF WHICH ARE FOR ME!!!!! I don't have the same first name nor middle initial of the deadbeats you seek so stop bothering me. If you don't have the brains to find out the persons middle initial and social security number, you don't have the brains god gave a goose. Do your homework and stop bothering those of us who owe NO ONE especially the likes of you any money!
Mary you are obviously angry and I can understand that. Often times we are given the names and numbers of family members and friends because someone writes them down as a reference on a credit application. If your number has been placed in the file you may have the same name as one of those references the only way to stop the calls is to have a civil conversation and politely explain that you do not know the person. It's likely that was not communicated calmly on previous calls. My guess is a few simple polite conversations with the various companies who are mistakenly calling you would eliminate most all of the calls and make your life much easier. No business wants to pay people to call long distance to a wrong number .
I can't speak for the other companies that are calling you but we a re not a debt collection company. Any person we are trying to reach owes money directly to us and if we are unable to reach them the file may be litigated. We also have the Social security number date of birth and full name for every file in our office.
I understand you are probably getting calls from many collection companies who are probably looking for the same person. and that person is who you should be angry with not the companies they have created bad debt to.
If she does not know and is not related to any of these people she gets calls for, then how in the world would her phone number have been placed in the file, execpt illegitimately?
Anyone who reads these threads has seen over and over again that many debt collectors often do NOT stop calling a number even if they are told that the person in question does not live there and is unknown to the person being called. Too many scam debt collectors clearly do NOT mind calling wrong numbers long distance over and over again if they think they can shake the person down for some money.
What good does it do to tell Mary that she should be mad at the person they are looking for -- if you can't find the correct person, how do you suppose Mary is going to find that person and yell at her? Mary has every right to be mad at the companies that call her number over and over for the wrong person.
If you're one of the few legitimate debt collectors, then great. But you've got to realize that many are not legitimate and people are pissed off at their tactics.
I do realize that there are many companies that use less than ethical tactics and have personally been a Vitim of them. I know that it doesn't help that you can't yell at the one who created the debt but they are the person who is responsible.
As for how a number gets on the file is realy simple. It works like this
Bill Smith gets a credit card and list his father Richard Smith and his sister Sally Smith as credit references. Bill has good credit so the reference information never gets checked and he gets a $1,000 limit. Bill runs up a balance goes into default and drops off radar. Because bill has now messed up his credit he can't get a phone or bank account so finding him becomes difficult. The financial institution now starts looking for Richard and Sally in hopes they have contact info for Bill. Neither of them was aware bill had put them down because they were references only not signers on the account. Richard and Sally Smith have common names and so like our friend Mary several people who are not bill Smith and do not know him get phone calls trying to locate him. In most cases when the wrong Richard or Sally are contacted they explain that they do not know the man and that is the end of it. Then there are other times when a person gets so mad that they think they will get back at the caller by refusing to talk to them or being rude to them. This NEVER works and will encourage many bill collectors because they think that you are hiding the debtor.
Because we are not a Debt collection company we are not bound by all of the same rules. We do however have high standards of conduct and adhere to the many rules that do apply to us.
I recommend reading the information here http://800notes.com/arts/KBN5c2IZiAC_wQjKBNRWFA. Just keep in mind that if you demand a letter and the company does not have your correct current address that is your fault not theirs.