Just got called about lowering my credit cards' interest rates.... I don't have any & they insisted that I do lol. After a quick credit check, I still don't.
They keep calling multiple times, and say they are calling from card services and work with BOFA, WellsFargo, Citi and a few major credit cards, when you ask them how will they get lower rates they say they will verify our card info and the bank will drop the rates lol.