Have been harassed by several creditors from this company for the past several months- for a credit card that is at least 15 years old. They say they are 'paralegals' or 'compliance officer' and that they are not 'privey' to the FDCPA. If anyone is seriously interested in doing a class action suit, submit a comment here. I have retained a consumer lawyer and will look into this. There are other numbers they have called from. So it is not just us but many others. This has affective me emotionally and physically. Time to be pro-active.