I set all of my car payments up through Toyota's website. I have my payments set up on time every month for 3 months ahead of time. I get over 20 calls a day from these idiots. 10 on my cell and 10 at my house. I was answering them but it has gotten out of hand. I would tell them the payments are all set up on their website. Then they say thank you and goodbye. 10 minutes later, they call back. Really? They are so dumb! I can't deal with them! I add every number they call me on to my call blocker app that I downloaded onto my phone. Not dealing with these incompetent morons!