This is just like all the other calls i have been getting. They call from this number 425-960-4005 and you can tell right away they are reading a script. It is an Indian guy with a somewhat heavy accent that says he needs you or your attorney to contact him at this number becuase there is a legal issue at hand. Telling you to have your attorney call is just a way to scare you and make you think it is real. Just like the others he may have your full or partial SSN, full name, address or where you bank, DO NOT CONFIRM OR GIVE ANY MORE INFORMATION!!! this is a scam. You do not owe money, even if you do have payday loans, just like i do. I got an email from one of the loan companies which i use in hard times and they say "these are scams! if for any reason you have missed a payment, or fall behind on paying WE WILL BE THE ONES TO CONTACT YOU!" They are required by law to tell you what company they are calling from, your loan account number and why they are calling. and most of the time they WILL NOT have a horrible accent! they are from the US most of the time!