Rec'd an email from "James Smith" from
[email protected]. Letter is in poorly written English. If you Google Ace Cash Services, no company is found. Likewise, there is no website for www.ace-collection.org .
My guess is that these scammers buy information online, then contact customers and try to 'scare' you into a small settlement so they can make some money.
If there REALLY was a lawsuit, I would have received some legal paperwork. DON'T RESPOND!!! Once they know they have a live person, they will be relentless!