I'm being hounded for a loan itook but can't be found anywhere on my bank statements by on Steve Austin who keeps calling and threatening to have me arrested unless I paid 750.00 dollars.Can anyone help me find out who these cyber crime officer is?
Consumer Alert: Attorney General warns Kansans of debt collection scam
January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers. Consumers are warned to not submit payments to these fraudulent debt collectors.
When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid. Consumers state they have never obtained such a loan or paid off the loan years ago. The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names. It appears the phone numbers used by the scammers are “spoofed” numbers, so that the number appearing on a consumer’s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.
When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent. These scammers have been able to provide consumers with identifying information, such as the consumer’s social security number, home address, e-mail address, names of family members and the consumer’s computer IP address. Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.
If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court. Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union. The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as “We’re filing an affidavit against you” or by stating a lawsuit has been or is in the process of being filed against the consumer.
A hallmark of each scam has been calling consumers repeatedly at their place of employment. This scam hit home when an employee of the Kansas Attorney General’s Office was repeatedly called both on her cell phone and at work. Despite the employee’s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an “officer”.
“I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ‘If that’s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming’,” stated the employee.
“It is important for consumers to know their rights under the law,” Attorney General Six said. “If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.”
Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact. The notification should contain information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer’s arrest, or using the threat of violence.
More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.
To register a complaint with the Kansas Attorney General’s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.
A man of foreign descent call my phone from an international number a few months ago stating that I received a payday loan online and it was never repaid. I was confused and he was also. He could not give me a valid date of when the loan was received. He first said last year (2009), then he said 2008. So, I asked him to give me the amount of money deposited and the account number in which the money was deposited. He could not furnish that information, however he did give me my e-mail address, which he could have gotten from anywhere. He just kep repeating that I needed to go to the local courthouse. At this point I'm like you don't just show up to the local courthouse, so I hang up the phone. Yesterday he calls back and he is again telling me the same thing but he says that they are suing me for false information, fraud, and writing bad checks. The amount in which they are suing was $5,484.72. I ask them to mail me the report saying that I failed to pay a payday loan and he said they would send it to my house with an attorney to go over it and an officer to arrest me. I hung up and researched the number in the internet and found it to be a scam. They have called me 4 more time in the last 18 hours.
I just received a call from this number 425-998-2068 saying there is a case being filed against me told me that i was being investigated, I call the local FBI on this issue and this is a fraud, person name is Justin Camp called number and Shawn Richards answered, both men of indian decesent, do not give them any info per FBI, scam
I received 2 message today from 425-998-2068 saying that i need to call them today about a legal matter and if i donlt call them back or if my lawyer don't call them back the wish me luck as the problem unfold on me the person the left message one was name nacy and the other was loniel. We i called back i spoke to a shawn richards tell me that i have a loan that i did not bay back and the company has filed charges against me and it i did not pay him 500.00 today that the police would come to my job and pick me up on monday. also if i wanted to work this out out of court i needed to write a letter saying that i am willing to works thing out of cout and i need to fax it to them 773-409-0939