Received a call from 01434290005 saying i had taken out a payday loan last year (which I have not) he says there's a avidit against my name and that some one is coming to my work to do me for fraud also coming to my home, he new everything from my home telephone to my bank details.I am petrified as I dont no what to do and no one knows the company he says he is calling from Barker & Smith Associates can anyone shed any light on this