I was in the middle of trying to park my car when I got this call.  And since I had made some transactions earlier in the day I thought it was a call regarding them.  So I answereed the call without really looking at the number as I was distracted by parking.  A recording came on telling me I'm eligible for lower rates on my account. Odd that they didn't happen to mention what account they were referring to. I had the option of pressing 1. So I did to see what this was regarding.  When I did the lady answered and asked if I was calling about the lower interest rate.  I then asked her what company is this call comming from.  She immediately hung up.  It was a scam to get info from me.