right on - about Direct Buy - i was looking into what they offered a few months ago and foolishly gave them my phone number so I could schedule an "appointment" (which I later cancelled because they had started calling even before I had gone to their showroom)
they are still calling (I think 4 times this evening alone - 4 Jan 2011) & leave no message
not sure what they think they will get out of this (except punishing me for canceling - but I keep telling myself that it would probably be worse if I had followed through and tried to do business with them)
THIS IS A GOOD SERVICE - THANKS FOR ALL WHO REPORTED ON THIS ONE, IT HELPED ME