I got the same message that they have a civil suit against me. Also getting calls from other out of state numbers saying same thing. One number is in state calls. I keep seeing that it's all a scam. Said fraud is attached to my ss#.
This is a scam that I unfortunately fell for! They call you and say that there is going to be legal action filed against you and you are being charged with 2 counts of defrauding a bank or financial institution. They said they were able to stop the legal proceedings if you pay off the debt at a reduced rate. They lie and are rude when you call them on there lies. They wanted me to pay 1500.00 for a credit card debt with Capital One. Told them they would have to call back on Friday after my husband got paid for me to give them any money. They never called back until last night and said papers were being drawn up and ready to be filed in my county scared the crap out of me telling me I was being charged with 2 felony counts of fraud. told them all I could pay was 100.00 today. they took all of my information and processed the payment. Called Capital One and I did have an account in 2000 which I did have a balance of 200.00 that was sold to a debt collection in 2002. They gave me that number and when I spoke to them they informed me that in NO WAY had they sold this debt or had any knowledge of who these people are. The debt was past the statute of limitations after 5 years of original debt. They are sending me a letter stating that these people are not associated with them AT ALL and the debt has been settled. Had to call my bank and Red Flag my card and account They already got the 100.00, but will get no more!! Talked with 3 different people Audry, Karen Carol, and a man that would not give me his name.
It is a total scam. Threatening people with legal action. DO Not give them any info. Tell them you want it in writing with the original debt holders name. They will never send it to you. Totally illegal debt collection practices!
They are trying to scam you for your debit card or bank information. PLEASE do not give them it. ask for everything in writing to be mailed to you with the original debt holders name and information. Illegal debt collecting practices. They are not lawyers! The company first said they were DC Financial in Washington DC when my one payment came out they were CT Financial from South Carolina. The lawyers were from Goldman ans Associates. Big scamming company have MANY complaints with BBB and FTC. Just tell them they need to put it in writing NOT e-mail.