These are scam artists. Do not listen to them. First of all you will ask them for a debt validation letter. They will give you some PO Box. Demand their physical address for the "your attorney" whether you have one or not. You could be in process of getting one for all they know. They will talk over you. They will talk fast and loud. This is the intimidation procedure. They will convince you that you have a criminal bench warrant. They can do no such thing. If you can get an actual physical address report them to the attorney general, the FBI, and Internet crimes unit. They will never give you a physical address. Many times when attorneys try to go after these scammers, the address is bogus and a hole in the road. Doesn't exist. They get many unsuspecting people this way. Don't be one of them. If they do not send you a debt validation letter then do not believe anything they say. I had one send me a computer generated debt validation letter. I showed it to the attorney and he said it had scam written all over it. Ex. USB mediations 2809 Wherle Dr., Suite #3, Williamsville, New York 14221 doesn not exist at all. There is no Attorney Christopher House in the state of New York or New Jersey. There is no paralegal by the name or Lori Richxxxxx. Do not succumb to their scam. They can not take you to jail.
Id Caller reads: "Silver Benefits" A female voice allegedly named Chris says she was calling for ROAD TO RECOVERY and claimed I "filed a complaint about an online dating scam loop". The caller IS THE SCAMMER. I don't use any online dating, filed no complaints. I told her she was a scammer and to get the "F" off my line! I then dialed *69 to access the number and then I performed a call trace, this being the 2nd scam call from a similar sounding source. Someone in Oregon must be using unassigned phone numbers from the local phone company (possibly an inside job). I had one, more dangerous sounding person a couple of months ago who repeatedly called bullying me and I sent all that info to the FBI site.
I've received several calls from this number (which I have since blocked through my cell provider). Since they have my cell number, my trick when I receive calls from numbers I don't recognize OR from anonymous or what is obviously a spoofed number is to 1) Answer the call; 2) Immediately 'mute' the call 3) put it on speaker Usually they hangup...or if they call my name and I don't recognize the voice, I don't respond...and again they eventually hang up. Repeated offenders get the "air horn" in the ear...which should do some pretty good 'attitude adjustment' considering they may have on a headphone.
When I returned the call from my landline using *67, someone finally answered. Gave no company, but gave a name which I believe was David Tardis (call quality was poor). He then stated that he was calling because it had been brought to his attention that "you may have some outstanding payday loans that you wish to eliminate and because of recent legislation in your state, we may be able to help you to accomplish since most of these companies are not even licensed in your state." So I asked him what state are you referring to that I am in that has recently passed this legislation? He said "we are headquartered in Alabama." I then said, "I didn't ask you where you were...you indicated "my" state..which would seem to imply you know what state I'm calling from; so I ask you what state in relation to me has passed this legislation?" After stuttering some nonsense, I indicated that I was recording this conversation and that I was a 'paralegal' and if in fact I did have any loans of this type, I was well equipped to deal with them...just to see his reaction. No, I'm not a paralegal...lol. He of course hung up.