I got a call from this number this morning around 10:53am on my cell phone. Recording said they were from account services and could lower my card rate, press one to talk to a rep 2 to disconnect. I pressed one, he stated the same thing. I asked if there was something wrong with my card. Male stated no, we see that you've been paying your bill on time every month & we can offer you a cheaper interest rate. You have 3000$ credit limit. I said, no. That isn't what my limit is. He said over all of your credit cards. I said, no. I only have one. The call was disconnected. I called back & the number won't even ring.