I got a call from them and they say I owe money to them.  I don't owe them an money and it's very frustrating how they can call and take legal actions against anyone with out having them show you any proof.  i am going to send them a cease and desist letter.

You are hereby notified under provisions of Public Laws 95-109 and 99-361, also known as the Fair Debt Collection Practices Act, that your services are no longer desired.
You and your organization must CEASE & DESIST all attempts to collect the above debt. Failure to comply with this law will result in my immediately filing a complaint with the Federal Trade Commission and the Attorney General's office. I will pursue all criminal and civil claims against you and your company.

Let this letter also serve as your warning that I may utilize telephone recording devices in order to document any telephone conversations that we may have in the future.
Furthermore, if any negative information is placed on my credit bureau reports by your agency after receipt of this notice, this will cause me to file suit against you and your organization, both personally and corporately, to seek any and all legal remedies available to me by law.
Since it is my policy neither to recognize nor deal with collection agencies, I will settle this account with the original creditor. (I have and this is paid in full)

Give this matter the attention it deserves!
And have a nice day.


I hope this stops them from trying to take any money from me.  I asked them for their address and they will not give me their address.  I don't know how that can be, they said it was for "safety".  All I want to do is send them a letter.