Capital One Auto Finance:
They called me several times and would leave no message. One time I answered in Spanish and it was silent for a second and then connected with a person (like those computer calls). He said "Hello?", and when I answered him in Spanish the guy just hung up. Then I called back at like 6 in the morning and the voice mail greeting said it was Capital One Auto Finance.
They are calling for my wife and from what she has told me, they always call her to remind her to pay her bill even before it is due.