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Who called from 4696204550

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TERRY
Its pretty sad when you want to make things up just so you dont  want to pay your bills cause i settled an old account out was very good to me
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12
So "TERRY", what you're saying is that you work for a low-budget JDB who can only afford to buy very old, time-barred debt & you're having a hard time talking anybody in to paying you any money on your invalid paper. Well, that's the way it goes you Bottom-feeder! If the failure that pays you could afford to be a real businessman you wouldn't be having these problems. Then again, you wouldn't be working for a real business man. A real businessman wouldn't hire you.
Now we'll just cut to the chase. If anyone gets a call from this number, tell the scammer that's calling that you are DEMANDING a complete notice of validation to be MAILED to you within 5 business days. As per the FDCPA. Accept NO excuses! Take NO threats! Always remember that it is NEVER the supposed debtors job to prove that a debt is not owed. It is the supposed debt collectors job to prove, in writing, by mail, that a debt is owed. BY LAW!
Next we'll get to the Statutes of Limitations issue. The SOLs in regard to debt vary by state. It's obvious that the curs calling from this number are working time-barred debt. If they call you, check the SOLs in regard to debt in your state. Do a search or check the Attorney Generals site in your state. The SOLs are easily found. I can almost guaratee you that if you're called by someone from this number the debt they'll reference will be grossly past the SOLs. What this means is that the collector is legally powerless to collect the debt in court. He can NOT successfully sue you! The ONLY exception to this is in cases where desperate collectors gamble on people failing to appear in court in the hope of winning a default judgment. In some venues it's illegal to even TRY to sue for a time barred debt.
It's not illegal to attempt to collect a time barred debt. The practice is simply regulated. The parasites that attempt to collect time barred debt rarely obey the regulations. Obeying the regulations won't make their bad paper pay off. So they will threaten, impersonate, imply, embarass, etc. Quite often the scammer calling won't even be parasite trying to collect a time barred debt. He'll be a fraud. Just a criminal who bought, or stole, some information. To be honest, there's really not a lot of difference between the two. Know you rights, know your enemies...
Be Safe. Be Aware.
Gunnar
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