Do not pay them one red cent until you make them follow the law, which dictates that they must send you a letter in the mail delivered by the mailman and postmarked within 5 days of your conversation. Then you send them a certified, return receipt debt validation letter. Using the information in ?CWG40's post up there add it to this:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Told me that there is a legal decision I have to respond to that is tied to my SS number. Caller's name is Ms. Cox which referred to herself and office in the third person.
Guys calling saying they're collecting for the IRS so I told him hold on let me call the IRS. IRS said you don't owe us any money at all scam scam scam scam scam
Hang up block call scam
Seems like a scam to me. They're calling about outdated debt and trying to get a reason to pay. Wouldn't send me any verification of debt. block and ignore report to your local FTC