"Retrieval Mediation" alleged debt collector representing a payday loan which I did not take out.
Threatening legal action unless account is paid from 2008. They also call my work number!
When I called them to look into the matter, I disputed the case and asked them to stop calling me or I would report them
to the FTC and National do not call registry. The rep angrily replied that she would see me in court.. Yet another scam!!
Make sure to check out your state's statute of limitations on debt. Signatory loans such as payday loans are non-collectible after they've passed the statute of limitations. This is why they end up with third-party collectors. I feel certain if it were a debt that was still collectible, you would have been contacted legitimately either by the original debtor or by a service of process for a lawsuit.
This number keeps calling me also saying they're escalating this issue due to lack of response. I'm pretty sure if anything was ever owed it would've come up in a letter considering they have my information...I'm not responding.
I received a call with the same BS line last week...I didn't give them information but listened to what they said and this sounded quite sketchy. I had taken previous loans out before from businesses with store fronts, but all had been taken care of. They said I used an address on the loan that I hadn't lived at for almost a year. They wouldn't tell me the original amount of the loan. I asked them to send me something. Today I received another call saying this had been escalated blah blah blah. I called the number back and said I did my own research and I did not take out this loan. And that was my response to their matter, they never sent me an email or anything in the mail. She repeatedly said they did. I said look lady, I never received it. I then said I tried looking up information for you company and couldn't find anything. I asked for a website. She said yes we do have one and then proceeded to put me on hold for 15 minutes. I hung up eventually. Total scammers. There is nothing on the BBB or FTC and NO website for this company Retrieval Meditations. I have reported this number to everyone I can think of. Do not give them any information and DO not pay them without doing your own research. A legitimate collections agency will send you documentation and give you their business information. It is also illegal for them to make threats, which is what they are doing, so please report them!