Has anyone had calls from this number they say debit collector n I would go to jail etc.. But I don't remember the company they say I owe n it 7 years ago
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed - US Mail ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via Green Dot, MoneyGram, Western Union, prepaid gift card or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.
This number call a former cell number 3 times this week. The person left a voicemail with phone number 479-358-7623 and a file number to reference. Stating they have received a legal action pending a response. I have little to no credit and the only debt i have is old irs tax and state tax which i have called to see if the payment plans i have in place have stopped. Both entities confirmed the payment plans are currently in place and no attempts to call are on record to collect. After further research without paying a fee i discovered the phone number 479-358-7623 is a cell phone number which is a fraudulent attempt to swindle money i do not owe to a company that is a fraud. The message left did not identify the company or leave a representative name and number for a return call. The message is very vague, but threatening. If you receive a call or message please collect the name of the company, address and representative phone number and report it to the better business bureau for research and complaint to fraudulent activity.