they called my house, when I answered a recording said they were calling to lower my credit cards interest rates, so I played along and hit 1. A guy came on the line and said they could lower my rate. I asked which card, he said my Citi MC and Visa (only have one, of the 2). I said to him I'll call the number on the back of my card and he hung up. Without a doubt, this was a scam to get my CC numbers
something about a non-profit blah blah blah offering refinancing assistance blah blah blah.
I told them to remove my number im on the do not call list.
Im current on my mortgage and dont need their services.
I was rude to them though. This is the price they pay for the scammers out there. and they shouldnt be bothering me so that places them in the same category as the 'lower interest' criminals.