These people are incredibly annoying. They are bill collectors out of Scottsdale, Arizona. I did not have a bill in collection with them currently but I guess I did once. The guy explained to me that "they keep your records if you had a bill in collection with them in hopes that they may help you with debt consolidation if you get into trouble in the future." I explained that I found his 4 calls that day extremely insulting and never to call me again. He said they would take my number off their list. We'll see.
These people are incredibly annoying. They are bill collectors out of Scottsdale, Arizona. I did not have a bill in collection with them currently but I guess I did once. The guy explained to me that "they keep your records if you had a bill in collection with them in hopes that they may help you with debt consolidation if you get into trouble in the future." I explained that I found his 4 calls that day extremely insulting and never to call me again. He said they would take my number off their list. We'll see.
They are a debt settlement company. They negotiate settlements with creditors for consumers. Very high fee for doingthis service, approximately 12% of the outstanding balance owed all creditors. Not a collection agency unless they have different divisions within their office.