IQor is a debt collector. As such they will continue to call until and if you give them incentive to stop. So, you can read the following and use it to solve your problem, or you can ignore it and put up with the harassment. Your choice.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
I have to wonder why an allegedly “legitimate” business would need so many different numbers to call people from.
Web site for Allied interstate and iQor do not give physical locations.
iQor:
BBB page has 36 complaints, 1 negative review, an alert about the Canadian government slapping them, and they still get an A+ (note that the BBB removed 31 complaints in order to give them a boost from an A- to an A+ rating): http://www.bbb.org/kitchener/business-reviews ... onto-on-1030626
ALLIED INTERSTATE:
BBB page gives them an A+ with 187 complaints and 25 negative reviews and that they have a pattern of complaints of violating Federal and State laws???? (The BBB removed a whopping 231 complaints and 1 negative review to keep this an A+, money talks) http://www.bbb.org/centralohio/business-revie ... ny-oh-70000915/
ALLIED INTERNATIONAL:
BBB page for Allied International showing them as an accredited business with an A+ rating and 70 complaints: http://www.bbb.org/kitchener/business-reviews ... market-on-10622
Their web site shows them located in Ontario: http://www.aiccorp.com/about/locations_contact/
Bizapedia page shows them as a Delaware corporation: http://www.bizapedia.com/ak/ALLIED-INTERNATIONAL-CREDIT-CORP-US.html
ALLIED GLOBAL HOLDINGS:
A list of the head criminals: http://www.bloomberg.com/research/stocks/private/people.asp?privcapId=6710370
LinkedIn page showing them in Arizona: https://www.linkedin.com/company/allied-global-holdings-inc-
This one shows them in Ontario: http://www.hoovers.com/company-information/cs ... be1228d4e9.html
Looks like they also own Recovery Bureau of America: http://www.insidearm.com/uncategorized/allied ... lection-agency/
Government actions:
https://www.ftc.gov/news-events/press-release ... tle-ftc-charges
Other complaints
707 complaints here: http://allied-interstate.pissedconsumer.com/
http://www.ripoffreport.com/reports/directory/allied-interstate
All in all this seems extremely suspect, having so many business names, and so many violations of the FDCPA.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Additional information for filing complaints:.
COLORADO: A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA. Allied Interstate LLC can be reached within Colorado at 13111 E. Briarwood Avenue, #340, Centennial, CO and at telephone number 303-309-3839.
Massachusetts residents may contact our office 5230 Washington St., West Roxbury, MA 02132 between 8AM and 8PM ET.
MINNESOTA: This Collection Agency is licensed by the Minnesota Department of Commerce.
NEW YORK CITY: New York City Department of Consumer Affairs license numbers: 1140302, 1173635, 1140115, 1140113, 1140304, 1140551, 1140554, 1140555, 0933734, 1168335, 1140606, 1140607, 1140608, 1248312, 1248315.
NORTH CAROLINA: North Carolina Department Insurance Permit No.: 3709, 3683, 3738, 917, 3715, 3740, 3741, 1061, 4379, 3736, 4433, 4461, 4432.
OHIO: If you have a complaint about the way we are collecting your debt, please contact the Ohio Attorney General’s Office online at www.ohioattorneygeneral.gov; by telephone at 1-800-282-0515 between the hours of 8 A.M. to 7 P.M. Eastern Time, Monday through Friday; or by mail at 30 E. Broad St., 14th Floor, Columbus, OH 43215.
TENNESSEE: This collection agency is licensed by the Collection Service Board of the Tennessee Department of Commerce and Insurance.
WISCONSIN: This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.
This company IQOR US INC keeps calling me every two hours. I don't answer and they don't leave message. They have continuously called from another number. I blocked that number and now I will block this number. So annoying.
IQor is a debt collector. As such they will continue to call until and if you give them incentive to stop. So, you can read the following and use it to solve your problem, or you can ignore it and put up with the harassment. Your choice.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
I have to wonder why an allegedly “legitimate” business would need so many different numbers to call people from.
Web site for Allied interstate and iQor do not give physical locations.
iQor:
BBB page has 36 complaints, 1 negative review, an alert about the Canadian government slapping them, and they still get an A+ (note that the BBB removed 31 complaints in order to give them a boost from an A- to an A+ rating): http://www.bbb.org/kitchener/business-reviews ... onto-on-1030626
ALLIED INTERSTATE:
BBB page gives them an A+ with 187 complaints and 25 negative reviews and that they have a pattern of complaints of violating Federal and State laws???? (The BBB removed a whopping 231 complaints and 1 negative review to keep this an A+, money talks) http://www.bbb.org/centralohio/business-revie ... ny-oh-70000915/
ALLIED INTERNATIONAL:
BBB page for Allied International showing them as an accredited business with an A+ rating and 70 complaints: http://www.bbb.org/kitchener/business-reviews ... market-on-10622
Their web site shows them located in Ontario: http://www.aiccorp.com/about/locations_contact/
Bizapedia page shows them as a Delaware corporation: http://www.bizapedia.com/ak/ALLIED-INTERNATIONAL-CREDIT-CORP-US.html
ALLIED GLOBAL HOLDINGS:
A list of the head criminals: http://www.bloomberg.com/research/stocks/private/people.asp?privcapId=6710370
LinkedIn page showing them in Arizona: https://www.linkedin.com/company/allied-global-holdings-inc-
This one shows them in Ontario: http://www.hoovers.com/company-information/cs ... be1228d4e9.html
Looks like they also own Recovery Bureau of America: http://www.insidearm.com/uncategorized/allied ... lection-agency/
Government actions:
https://www.ftc.gov/news-events/press-release ... tle-ftc-charges
Other complaints
707 complaints here: http://allied-interstate.pissedconsumer.com/
http://www.ripoffreport.com/reports/directory/allied-interstate
All in all this seems extremely suspect, having so many business names, and so many violations of the FDCPA.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Additional information for filing complaints:.
COLORADO: A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA. Allied Interstate LLC can be reached within Colorado at 13111 E. Briarwood Avenue, #340, Centennial, CO and at telephone number 303-309-3839.
Massachusetts residents may contact our office 5230 Washington St., West Roxbury, MA 02132 between 8AM and 8PM ET.
MINNESOTA: This Collection Agency is licensed by the Minnesota Department of Commerce.
NEW YORK CITY: New York City Department of Consumer Affairs license numbers: 1140302, 1173635, 1140115, 1140113, 1140304, 1140551, 1140554, 1140555, 0933734, 1168335, 1140606, 1140607, 1140608, 1248312, 1248315.
NORTH CAROLINA: North Carolina Department Insurance Permit No.: 3709, 3683, 3738, 917, 3715, 3740, 3741, 1061, 4379, 3736, 4433, 4461, 4432.
OHIO: If you have a complaint about the way we are collecting your debt, please contact the Ohio Attorney General’s Office online at www.ohioattorneygeneral.gov; by telephone at 1-800-282-0515 between the hours of 8 A.M. to 7 P.M. Eastern Time, Monday through Friday; or by mail at 30 E. Broad St., 14th Floor, Columbus, OH 43215.
TENNESSEE: This collection agency is licensed by the Collection Service Board of the Tennessee Department of Commerce and Insurance.
WISCONSIN: This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.