What we do on our cell phones is do not answer any numbers that are not in the address book, or that we do not know the number. We then go online and look up the number. If we find it is a legit number, we call back. If it is a Junk/Spam number, we enter it in the cell phone as DO NOT ANSWER. Then if they call back all we do is look at the phone seeing DO NOT ANSWER, and let it ring. Since many of these type calls are computer dialed, they quit ringing very quickly.
Call from 480-889-6900 on Jan 15, 2010 - caller said her name was "Alisha" with information about my credit card account. I asked her "what's the credit card?" and she didn't know the answer. I asked her if she represented my credit card company, and she said NO. Then I asked her how she got my phone number and she said her group works with 13 banks and offers their customers in good standing credit cards that lower interest rates from 18-26 percent down to a much lower rate. I then asked her why my bank would give out personal information like that and she said that she didn't know, that if i didn't want to take advantage of their great offer that was just my tough luck and if I wasn't smart enough to take advantage of the offer she had that I wasn't worth wasting her time on. Then she hung up on me. Guess I was too inquisitive. I'm calling my bank right now. Bank says they never authorize this type of company and they NEVER give out personal info like phone #s or credit-worthiness to companies. So she was lying through her teeth - or the jerks that trained her lied to her. Anyhow, don't bother trying to call this # - it is set up to be busy when you call it. I'm making a report to the FTC and the BBB right now, see if we can hang these idiots out to dry.