501 490 9400 - glad I looked this up! Same spiel as others have reported, legal action, summons, they have my social security number, forfeit legal rights.....Not Funny!
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
I got this same call Feb. 11. 2014 at 6:55 P.M. the call stating it was for Doris Keller and Doris is my Mother whom is not quite 80 years of age. I am screen shooting your comment and mine to send to the detective division at the St. Joseph, Missouri police Station.
Also received call from 501-490-9400 identifying theirself as Process and Summons Division, they said they were representing Capitol 1 and would make a deal for a payment if i paid today by debit card, after talking to them and setting up a payment, i started to check around and found that this is a fraud, immediately stopped payment, called them back and told them that they were fake, this is when they hung up on me. Beware of a man named Dillion.
These people call themselves Band Associates, and say they are a legal firm in NY- They get a hold of your last name and telephone number, and attach a wrong first name- they are located in Little Rock, AR- They are scam artists- VERY DANGEROUS REPORT THEM TO FCC OR IDENTITY THEFT