Got a few calls from them, this time they actually responded back. Let's say curiosity killed the cat, meaning me. LOL So here's what I got from my conversation with HIM. So it's a guy. There's a one hour time difference (because i told him I was busy and he said it was 5:xx pm), that means he's from the east coast, however if my phone was telling me the right stuff, the call was from Portland, Oregon. Says his name is Dave. Does not have an accent- he says he's half Colombian (i assume the other is white). Supposedly the number is his direct line. Says its Student Loan Consolidations - but if you look that sh**up, you'll have a hard time (says he's gonna send me an email about the quote with information about SLC - so I'm waiting on that LOL). Questions he will ask: what did you make in the last year? Married? Children? Email? Did you graduate? Are you still enrolled? Are you behind in payments? How much? He'll give you some quote. Here's how I answered: graduate, single, no kids, 4000 - says he can either make it a deferment or $12/month. *you can test/try out other numbers if you want. I will tell you - this guy is a smooth talker. If he can't make out your race, he's gonna ask a question like this *before I get off, I'm curious what race are you? Where were you born? [Answered: USA] He's gonna try some more - he's take some guesses. Oh before anything else, ask him what he has for your last name and make him spell it. And then he'll ask you how to pronounce it. If he asks where your parents are from - give him a continent. If you have an accent, try to cover it. Makes it more interesting. It also makes for a more interesting conversation if you hesitate and go "ummmmmmm.....", "ahhhhhh.", "I can't remember", "maybe.......", "nope" I'll come back and update this if I EVER get that email.
Got a few calls from them, this time they actually responded back. Let's say curiosity killed the cat, meaning me. LOL So here's what I got from my conversation with HIM. So it's a guy. There's a one hour time difference (because i told him I was busy and he said it was 5:xx pm), that means he's from the east coast, however if my phone was telling me the right stuff, the call was from Portland, Oregon. Says his name is Dave. Does not have an accent- he says he's half Colombian (i assume the other is white). Supposedly the number is his direct line. Says its Student Loan Consolidations - but if you look that sh**up, you'll have a hard time (says he's gonna send me an email about the quote with information about SLC - so I'm waiting on that LOL). Questions he will ask: what did you make in the last year? Married? Children? Email? Did you graduate? Are you still enrolled? Are you behind in payments? How much? He'll give you some quote. Here's how I answered: graduate, single, no kids, 4000 - says he can either make it a deferment or $12/month. *you can test/try out other numbers if you want. I will tell you - this guy is a smooth talker. If he can't make out your race, he's gonna ask a question like this *before I get off, I'm curious what race are you? Where were you born? [Answered: USA] He's gonna try some more - he's take some guesses. Oh before anything else, ask him what he has for your last name and make him spell it. And then he'll ask you how to pronounce it. If he asks where your parents are from - give him a continent. If you have an accent, try to cover it. Makes it more interesting. It also makes for a more interesting conversation if you hesitate and go "ummmmmmm.....", "ahhhhhh.", "I can't remember", "maybe.......", "nope" I'll come back and update this if I EVER get that email.
Claimed his name was "Alex" with PRB (?) Associates. He stated that I had made an inquiry into consolidating my student loans. I told him, no, we have no student loans of any kind that I am aware of. He said is this the Cindy _______ household? (Correct name) And I said YES, but we have no student loans. He said OK and thank you. The only inquiry I made this past weekend was for Auto Insurance Quotes. I have a feeling that one of the sites sells off "LEADS" since I got quotes from companies that I did not inquire with.