I have a delinquent account with Merrick Bank which will be discharged in a Chapter 7 bankruptcy proceeding. I get calls from all different area codes trying to collect this and other bank card debts; this is the number that popped up today, but tomorrow it will most likely be from some other random area code because that's how they operate. Apparently they think if they keep plugging in different area codes, they'll eventually trick me into answering -- losers!!