These people called me saying I was supposedly approved for a loan, telling me I could receive up to 5,000. I spoke with two people, one of whom couldn't even pronounce my name correctly. The second person had claimed to have done a "background check" on me and when I asked him how he was receiving this supposed information on me, he hung up. Weirdos.
If you feel you have to answer their calls, try this. Pick up the 'phone. Do not say "Hello". Simply say, "Up front fee personal loans in the US are illegal. Stop wasting your time!"
They'll most likely change tactics and their next call will be a threat about some non-existent loan you've already received. Now you pick up the 'phone and say "We all know about that line of Bull. Stop wasting your time."
At this point they'll go to the harassment stage. Tell your friends, family and employer that you're being targeted by four and a half foot tall Indian or Pakistani frauds. These frauds like to tie up 'phone lines. Ignore them or block their calls. The ladies in my office consider their call cascades to be a sign from God that it's time to take a long break. They go out and work on their tans, smoke cigarettes and harass the guys in the shop. Then they're disappointed when the calls stop. Damn, they're lucky I run a fun lovin' business!
Live Well!
Gunnar