these people are scam artists. They are calling from the copuntry of India. They somehow got personal info on payday loan sites. They change their phopne number frequently. They spoof the number, so it can't be traced. I have been threatened. they are not legitimate debt collectors. I have fiiled complaints with FCC, FTC, attorney general and local police. If they are in another country, I guess they are getting by with terrorizing people. they threatened to arrest my spouse and said we owed $2900.00 for a 200.00 payday loan, which we never took out, despite applying online for some other payday loans. These peopleeed to be stopped.
They left a message on my phone and told them to call. when I did, I privatized my phone number so they couldnt see who was calling, and asked them what they did, they wouldnt tell me unless i gave them my name first. the guy was rude and hung up on me when i told them I wanted to know what they did first. i called back again and got a different person, he did give me the company name which was CIL and is stands for Central Invesstigation Litigation. Before i told him who I was he told me that I received the call, because i had bombed California, killed the president or smuggled in drugs. After i told him who i was he proceeded to tell me that i had a payday loan with Cash Transfer and when i asked for the phone number he told me he couldnt give me that information. He then told me that the conversation was being recorded, and they had my recording for court. I told him i had recorded the conversation too, and had posted it on the internet, and then i hung up on him, while he was still talking because he wouldnt shut up.
Those clowns have been calling me all weekend. One person by the name of "Oscar Smith" who has a heavy foreign accent left the same exact voicemail, word for word, on my cell phone several times. He says there is a lawsuit against me and this is an extremely time-sensative matter and I would be in a legal mess if I did not return the call. He also said my social security number would be blocked..how can someone block a SS #? What a bunch of poppycock! He did not say exactly what this lawsuit was about and I received NOTHING by mailI am not falling for their scam nor am I going to return the call. I figured responding to the call would throw gas on the fire. I have them on call reject now.
I already told all of you this is a scam. If it was a legitimate debt you owed, the company is required to send paperwork in the mail within 7 days. We have been receiving these threatening calls since Sep 21009, and have never received anything in the mail. You will probably need to change your phone nmber and be very careful who you give it out to. Also, avoid trying to get payday loans online. They have had a major security breach.