I received a voicemail from DJW Procedings. First they had called my mother then my husband before calling my cell phone. The guy who left the message said that his name was Jason Nolan. He said that there are formal charges pendant to be filled against me our of my current county. He said he was "completely concerned" that I was going to be blind sided by the enforcement of this charge because there was not response to a 10 day notice that I never received.
I called the number and ask what this case was about. He said that it was about a "Merchant" was filing charges against me for check fraud for a bad check I had written in 2010. I told him that there had to be a mistake and I had paid the bank back for the checking account that had been closed for insufficient funds. He said he would hold the case for 24 hours so I can prove that I paid that debt off. The next day I told him that I needed to know the exact documentation I needed to present to him because, my attorney wanted to make sure I had everything I needed. He then yelled at me and said that if I can't prove that i paid off a debt then I was going to go to jail. I then ask to talk to his supervisor. Jason Nolan put me on hold then supposedly someone named Mr. Walker answered the phone, but his voice sounded exactly the same as Jason Nolan. So then I told him that I was willing to work with them and then he said that the check was written for $100 and that the fees were going to bring it up to $300 and that I can make a payment over the phone with my credit card or write them a money order and he would be happy to transfer me to the accounting dept. so I don't have to go to jail. I knew this was complete scam so I played along just to see how far these people would go. My call was transferred to a Ms. Dani North. I told Ms. North that I was not going to give my money blindly to their company unless I had some documentation for what exactly I'm paying for. She said that she would e-mail me the documents I needed and took down my e-mail address. I informed her how unprofessional Mr. Nolan was and she apologized to me assuring me that she would send me an e-mail so I can send them a moneygram money order for $525.36. I told her that I was a Notary Public and that if I had anything pending I wouldn't have gotten my commission because of the background checks conducted in the State of California. She was dead silent and hung up the phone.
A guy claiming to be an officer with the number 512 559 7582 calling saying I owe money and if I didn't pay it by a certain day I would go to jail for 90 days on a felony.
Complete bologna. They are simply trying to scare you into paying them money (extortion).
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Yep!I have gotten that same phone call today as well as my brother,they told me I have two cases for fraud that was being brought against me..his name was Eric Brooks.he told me it was for money I owed for two payday loans which I knew for a fact I played all my debt off I was looking at the receipt while on the phone...so me being me I went on and told him "well this sounds like a scam,and that I was calling the agency I made the loan with,he instantly told me "oh no sir they have signed a no talk order against you"..ok.....so they want my money but won't talk to me!? :-) so call the actual collections agency for my loan office.they told me I was clear of debt with them and even if I wasn't the 3rd party offices they use to collect Monet owed CANNOT file charges,issue warrants or anything of the sort...and that it personally was a scam.so now I'm just calling the scammers when I get home and acting like I'll pay it,and ask them questions about "their office info"which I know they will not answer...I just want to Harass them like they tried doing me..don't worry about these people.they can have all your info jst like any other company..that is how they scare people into paying money that "they owe".