Oh, you guys are small potatoes. I have been approved - for two years now - for a $250,000 business loan. I used to just get this call from about a half dozen numbers who were always Andrew. Now, Sarah is calling me and this TX number was the first for her. The recording ( and yes, it's a recording) always is very folksy, "hey, just a reminder to follow up" (probably so they can say you've done business with them) etc etc. I have reported them, reported the numbers, reported the recordings, sent the recordings to the FTC, have no call, etc. and nothing stops them. Now I have a block on the cell phone and it usually stops the ring after two. Nothing else to do about it. Probably will get worse now that the GOP removed blocks for ISPs to sell your information.
"Have some great news for you. You've recently applied for a payday loan. Our lenders had given your application a second look and you're now approved for up to $1350 to collect your funds press one now. We hope this additional cash will help you reach your new year goals To collect your funds press one now to turn down your approved loan, and to have your number removed from our list, press nine now."