Some guy name Steve Barker called and said I owed some money to his client and if I did not pay, I would be imprisoned for 90-days. I called back after hours and it was a voice mail greeting with the same voice of the guy I spoke to earlier announcing that I had reached the "processing department" and no one was available to receive my call. I am very suspicious of this situation as they wanted a credit card number to make a payment so that I would avoid going to jail.
Some guy name Steve Barker called and said I owed some money to his client and if I did not pay, I would be imprisoned for 90-days. I called back after hours and it was a voice mail greeting with the same voice of the guy I spoke to earlier announcing that I had reached the "processing department" and no one was available to receive my call. I am very suspicious of this situation as they wanted a credit card number to make a payment so that I would avoid going to jail.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
This ugly man called and scared me by saying they needed to speak to my daughter and that she had committed a felony and she was going to be arrested if she did not take care of it. I told him she is a teacher and I cant't see her doing something like this. I got really scared and then he hung up on me. I am really scared with this.
Steven barker called me about my daughter and told me she committed a felony an if she didn't pay she will have to do 90 days in jail. So i called and told my daughter to call him. While she called i looked the number up online and saw it was a fraud so reported it to F.B.I. Then i called him back and told him that i reported him and he hung up in my face.