New year and new caller whom I have no idea who it is... If someone wants to talk to me they should leave a message. When they don't, I realize it is a telemarketer or sales person. Anymore I never run to the phone... if it is someone that I do know, they will leave a message and I can call back immediately....otherwise don't rush to the phone and jump through hoops for these companies. Ignore them. I don't have bad credit or a reason for anyone of them to call, so just laugh it off as a waste of their sales persons time.