Some girl from some place called American debt collection. She did not say who she was looking for and she left a website to chat with her. I pay my bills so I know it's a wrong number. I'm going to block her if she calls back.
Some girl from some place called American debt collection. She did not say who she was looking for and she left a website to chat with her. I pay my bills so I know it's a wrong number. I'm going to block her if she calls back.
Could you post that website in the form of xxxx (dot) com so that you aren't posting a live link? I would like to investigate this outfit. In the meantime, since they called you:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general