LOL!  Classic Indian credit card scam.  I hit "2" to talk to a representative.   They listed a bunch of cards I could save money on.  I picked my "Barclays" card (which I don't own) and then we debated how much was owed.  They asked me and I said their data was probably better.  Totally fun wasting 5 minutes of these guys time.  Oh BTW  ... they hung up so I don't think I am getting the credit card.  :)