Caller ID says Montreal.  "Tina" claims to work for a local real estate company, she gives me the name.  Too funny, it's my neighbor's company she mentions.  After three requests to identify herself, she still will not say who she is really working for.  She goes on to say that I have 6 months to pay for a 4 year program to be in the Welcome Packets at this real estate company.  I'm not giving anyone $400 who won't identify themselves first of all and secondly, I'm due to have a beer with my neighbor.