I have had my mortgage with them for 13 years. As long as I paid within the grace period by the 10th of the month, I never heard from them. Within the last few months, once I make my payment online after my due date and WITHIN my grace period they start to call a few times a day. Their sole purpose of calling is to acknowledge my payment and find out why I did not make the payment on the due date. ARE YOU KIDDING ME?? They will eventually stop calling and will start again should I pay even a day past my due date next month. Whatever!
I use to think 4 years ago that wells fargo financial was awesome when they financed me after getting stuck in a bad refinance with a mrotgage broker. long story short wells fargo financial is just as crooked as any other bank. I am 1 day past my 5 day grace period and this horrible rude guy calls me insisting I should manage my money better????? plan and save so my house taxes when due, do not interfere with my mortgage payment???? I am so furious right now I would do anything to get away from them!!
I totally agree with all of the other comments. I am stuck in this mortgage and they are getting to be annoying. I have ALWAYS made my payments (7 yrs. now) and they call harassing me while I am still in my grace period! Last month I even paid more than the minimum due. Unbelievable!
Ruthless, they lie to you, I am a payment behind and they keep trying to make agree to a short sale because they say there is no way I will ever get caught up. How do they know? The fees they are charging me are horrendous and they keep threatening repossession at 40 days late. I don't even think they can do that. Keep calling me at work even though I tell them not to. Just have someone different call who says 'Oh, I didn't know'. VERY BAD COMPANY!!!!
I read all the blogs and agree with each one. I was a month behind a year ago and I called to work things out with them. The guy told me they would refi to bring payments down but only if I were to get up to date with the payments. Once up to date I was told they couldn't help me. Talk about crooked liars. I have not missed a monthly payment since. I was late by 10 days and I get calls like 10 times a day. And they call on Sundays during church time. I thought they couldn't call before 8 am or after 9 pm. That's a lie. They call whenever they want. They received their payment this month and I'm still getting calls. I'm up to date. I don't get it!
I read all the blogs and agree with each one. I was a month behind a year ago and I called to work things out with them. The guy told me they would refi to bring payments down but only if I were to get up to date with the payments. Once up to date I was told they couldn't help me. Talk about crooked liars. I have not missed a monthly payment since. I was late by 10 days and I get calls like 10 times a day. And they call on Sundays during church time. I thought they couldn't call before 8 am or after 9 pm. That's a lie. They call whenever they want. They received their payment this month and I'm still getting calls. I'm up to date. I don't get it!